Corp. Banking Credit Analyst

1개월전에


Seoul, 대한민국 09622 Citibank Korea Inc. 풀타임

The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

Responsibilities:

Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration. Manages the risk associated with new and existing borrowing relationships through the following: Performs spreads of client business financial statements Creates Customer Accounting Systems’ through Credit Platform Recognizes potential client risk through early warning systems Performs periodic financial statement review Tracks established financial covenants Monitors compliance to borrowing base credit facility Accompanies Underwriting Manager on customer site visits (when appropriate) Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.


Qualifications:

2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software. Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis


Education:

Bachelor’s/University degree or equivalent experience


This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. (본 채용과 관련한 상세는 특히 아래를 참고해 주시기 바랍니다 )

한국씨티은행 기업금융신용분석팀 Corp.Banking Credit Analyst 채용 공고

한국씨티은행 기업금융신용분석팀 Corp.Banking Credit Analyst 채용에 관심 있는 분들의 많은 지원 바랍니다.

– 아 래 –

1. 채용부문 : 기업금융신용분석팀 Corp.Banking Credit Analyst

2. 업무 및 책임

- 기존/신규 기업금융 고객에 대한 연례/비 정기 여신심사보고서 준비 및 작성

- EW/PWL/CCR을 통한 상시 신용 모니터링

- 고객기업의 사업 실적과 재무제표 분석, 실적 추정, 차주신용등급산정

- 분기별 MCA 테스트 실시, 수시 스트레스 테스트 실시

- 리스크 및 기업금융 전반에 대한 대내외 제반 법규, 규정 준수

3. 자격요건

- Credit analyst 3년 이상 근무 경험 (우대)

- 신용 및 재무 분석에 대한 지식

- 회계, 재무, 산업, 경제 및 법률에 대한 지식

- 행내 외 각종 규정 및 절차에 대한 지식

- 영어 커뮤니케이션(Verbal/Written)

4. 근무조건

- 고용형태: 전문직

- 급여 및 복지조건: 회사 내규에 따름

- 근무지역 : 서울 종로구 새문안로50, 한국씨티은행 본점

5. 전형절차

- 서류전형 > 면접전형 > 채용검진 > 최종합격

- 각 전형 별 결과 안내 및 결과에 따른 향후 일정은 이메일을 통하여 개별 안내 드립니다.

6. 접수방법

- 지원방법 : 당행 채용 site 접속하여 온라인 지원

- 제출서류 : 영문이력서 1부

- Rolling Base 인터뷰 진행 (지원서가 접수된 순서대로 검토하며, 채용후보자가 조기에 선발되는 경우 접수기간 중이라도 채용 공고 종료 가능함)

7. 유의 사항

- 지원자 본인의 용모, 키, 체중, 출신지역, 혼인여부, 재산과 지원자 본인의 직계 존비속 및 형제자매의 학력, 직장, 재산의 정보는 기재하지 않음 (채용절차공정화에 관한 법률 제4조의3)

- 온라인을 통해 접수된 이력서는 반환하지 않음 (채용절차공정화에 관한 법률 제11조)

- 부정행위/청탁 등을 통한 합격 사실이 확인된 경우, 합격취소 및 향후 당행채용이 제한됨

- 장애인/보훈대상자의 경우 서류전형에서 우대

장애인은 ‘장애인복지법 시행령’ 제2조에 따른 장애인 기준에 해당하는 자 또는 ‘국가유공자등 예우 및 지원에 관한 법률 시행령’ 제14조 제3항에 따른 상이등급 기준에 해당하는 자를 말합니다. 보훈대상자는 ‘국가유공자 등 예우 및 지원에 관한 법률’등에 의한 취업지원 대상자를 말합니다. 지원 시, 해당 사실을 증빙할 수 있는 서류를 추가 제출 바랍니다 (개인정보 마스킹 필수).

8. 문의 : 한국씨티은행 인사부 ()

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Job Family Group: Risk Management

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Job Family: Credit Decisions

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Time Type: Full time

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries (Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .


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